Hello, TSB

Yesterday, I became a customer of the Taranaki Savings Bank. I got my accounts open with the manager herself, Lynne Russell. Today, one of her staff opened my US currency account, on which I get interest—rather than be stung the $17 or whatever it was at the ANZ just for having the account.
   No fees on EFT-POS and ATM (not that I ever use these), no fees on my account since I have a healthy balance, and, basically, banking as it should be.
   Remember when you deposit money into a bank you are technically making a loan to the bank. There is no logical reason you should be charged for that—unless when you take out a loan, you can charge the bank a discretionary fee. (I dare you to ask.)
   The TSB gets it. It gets that the customer is ‘paramount’, as I was told by one of its team today. Sir John Anderson and his fellow directors do not. I was with the ANZ since 1995 (leaving after Sir John took over from Sir Spencer Russell at the National Bank and began instigating some ridiculous charges there). I told Lynne she should expect I will stay with the Taranaki bank for 20-plus years.